EnglishPod.com - Elementary - I'm in Debt | Текст песни

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• Elementary - I'm in Debt

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A: Hello, I’m here to see Mr. Corleone.
B: Right this way, sir.
C: Charlie! What can I do for you?
B: Mr. Corleone, I’m really sorry to trouble you, but I need your help.
C: Anything for you, Charlie! Your father was like a brother to me.
B: Well, sir, you see, this recession has hit me pretty hard; I lost my job and I’m in a lot of debt.
C: I see...
B: Yeah, you know, I’ve got credit card bills, car payments, I’ve got to pay my mortgage; and on top of all that, I have to pay my son’s college tuition.
C: So you’re asking for a loan.
B: Well, I just thought maybe you could help me out.
C: What? At a time like this? I’m broke too, you know! You’re not the only one who has been hit by the recession! I lost half my money in the stock market crash! Go on! Get outa here!

M: Hello English learners! And welcome to another great podcast with EnglishPod! My name is Marco.
E: And I’m Erica.
M: And today we have another really great lesson for you – elementary lesson.
E: That’s right and that’s another lesson about money.
M: We have no money here at EnglishPod, we are in debt here.
E: In debt!
M: Yes.
E: Okay.
M: In dept.
E: In debt.
M: So, what does that mean? Why don’t you tell us?
E: If I owe you money, I’m in debt.
M: In debt, yes.
E: In fact, I think I am in debt to you.
M: Hehe. You owe me two fifty (2,50) for a coke zero today.
E: That’s true.
M: Hehe. Alright. Okay, so, let’s get started; let’s take a look at our “vocabulary preview”.
Voice: Vocabulary preview.
E: We have two words today in our vocabulary preview and the first one is recession.
M: Recession.
E: Recession.
M: Recession.
E: So, recession. Everyone’s talking about it right now and what does it mean?
M: I don’t know.
E: Hehe.
M: Hehe. That’s your topic. I don’t know. I really don’t know, why don’t you tell me, Erica, cause this isn’t my topic for today?
E: Okay.
M: Hehe.
E: Recession is a period of time when the economy of a country is doing badly.
M: In a recession the country is making less money.
E: That’s true, so, maybe we can give a few examples of things that happen in a recession to show the meaning of this a little bit better.
M: Right, so, for example, in a recession many people lose their jobs.
E: Because, uh, companies might close or go bankrupt.
M: Exactly, and also people start spending less money.
E: That’s true, and the stock prices of companies, um, fall pretty dra…
M: ??? fall.
E: Yeah, they… they fall a lot, hey?
M: Yeah, yeah, and that’s what’s going on now in the United States.
E: Very true.
M: Okay, so, let’s take a look at our second word and it has to do with recession, it’s broke.
E: Broke.
M: Broke.
E: I’m broke.
M: Broke, it means that you have no money, you’re broke.
E: I’m broke.
M: Right, so, these are our two words for vocabulary preview today and you’re going to hear them in the dialogue.
E: This dialogue is about a man who is in debt, he’s broke. Let’s find out what happens.
DIALOGUE, FIRST TIME
M: Okay, so, that was a bit unexpected.
E: Yeah, that was certainly strange. He didn’t go to the bank to ask for money, did he?
M: No, he went to the mob.
E: O…
M: And the mob is broke
E: Oh, no! You know it’s a bad recession when even the mob runs out of money.
M: Hehe. Alright, so, why don’t we start by looking at our “language takeaway”?
Voice: Language takeaway.
E: Alright, so, for today’s language takeaway we have four words from the dialogue, which we think are really important.
M: Yes, so, why don’t we start with the first one? Loan.
E: Loan.
M: Loan.
E: Loan.
M: So, Erica, tell us about a loan? What is a loan?
E: Okay, when you borrow money, you get a loan.
M: A loan, yes. Not to be confused with alone, like by myself. Hehe.
E: No, so, this is L-O-A-N.
M: Loan.
E: Right.
M: Okay, great. Let’s take a look at our second word – mortgage.
E: Mortgage.
M: Mortgage.
E: Mortgage.
M: Now, this is very common. I’m sure many of you have mortgages. What is a mortgage?
E: A mortgage is a type of a loan. Basically, it’s a loan that helps you to buy a house.
M: A house or property.
E: Yeah, so, this is a funny word. I mean there’s the strange mortgage with a T.
M: Yeah, it has a T in it, but you don’t pronounce it, you say mor[t]gage, mor[t]gage.
E: So, not mort… morTgage.
M: Not, morTgage.
E: Mor[t]gage.
M: Mor[t]gage, yeah. I had trouble spelling that one for this lesson, so, I learned it well now.
E: Okay. Let’s move to our third word today.
M: Hit me pretty hard.
E: Hit me pretty hard.
M: Hit me pretty hard.
E: Hit me pretty hard. I think we have some examples that will help us understand this phrase.
Voice: Example one.
A: My divorce hit me pretty hard. I’m so depressed.
Voice: Example two.
B: This cold has hit me pretty hard. I’ve been in bed for a week.
Voice: Example three.
C: The news of Fluffy’s death hit me pretty hard. I’ve been crying for days.
M: Okay, so, that’s a lot clear.
E: Yeah.
M: Great. Why don’t we take a look at our last word for language takeaway?
E: Tuition.
M: Tuition.
E: Tuition.
M: Tuition.
E: So, this is the money you have to pay to your school, so, that you can study there.
M: Right, um, usually it’s in college, right, or university?
E: Yeah, but sometimes in some countries you have to pay tuition for public school.
M: Okay, great, so, it’s time to listen to our dialogue again and it’s gonna be slower, so we can listen to all the words that we just talked about.
DIALOGUE, SECOND TIME (slow)
E: Okay, so, I think a lot of the key language we just talked about is a lot more clear now, but you know, I also noticed some really interesting phrases in this dialogue.
M: Yes, I did too, so, let’s start with “fluency builder”.
Voice: Fluency builder.
E: ‘Fluency builder’ is a tool that we use to help you sound more native.
M: Right, so, you can sound more natural when you’re speaking.
E: So, we take a really common phrase and we show you some great natural ways of expressing that same idea.
M: Exactly, and today we have three of these examples. Let’s start with the first one.
E: So, this phrase we use when we want to ask somebody “Can I help you?”
Phrase 1: What can I do for you? What can I do for you?
E: Yeah, that sounds really, really polite and really natural.
M: Right, so, instead of saying “Can I help you” or… I don’t know, “What do you need”, we can just say what can I do for you.
E: Exactly.
M: Great.
E: So, let’s move to our second phrase. This phrase we use when we need something, when we wanna say “I’m sorry to bother you”.
M: Or “I’m sorry to interrupt”.
E: Okay, let’s listen.
Phrase 2: I’m really sorry to trouble you. I’m really sorry to trouble you.
E: I’m sorry to trouble you.
This phrase might be a little bit more difficult to understand how it’s used, um, but we’ve got some examples.
M: Yes, so, let’s listen.
Voice: Example one.
A: Can I trouble you for a moment? I just need you to sign this form for me.
Voice: Example two.
B: I’m sorry to trouble you, but may I go home early today?
Voice: Example three.
C: Can I trouble you for a pen? Mine is not working anymore.
M: Okay, so, now let’s take a look at our last phrase for fluency builder – on top of all that.
E: On top of all that.
M: On top of all that.
E: This is a really useful phrase. Marco, how would you use it?
M: Well, for example, today I lost my job…
E: Oh, no.
M: My car got stolen.
E: Oh, my God.
M: And on top of all that my girlfriend broke up with me.
E: That was a terrible day.
M: It was, but don’t worry, you can use this phrase also in a positive way.
E: That’s true, you could say “So, today was a really great day! It was my birthday and all my friends came to visit me and on top of all that I got a million presents”.
M: Hehe. That is a great day, so, you can use on top of all that in this way.
E: It’s like “and also”.
M: And also, yeah.
E: Yeah, so, on top of all that.
M: So, we are ready to listen to our dialogue a third time. We can hear all the words that we just talked about and all the phrases and you’ll definitely be able to understand a lot better now.
DIALOGUE, THIRD TIME
E: Today’s dialogue was all about being in debt, right?
M: Yes.
E: And… and different people have different attitudes or different viewpoints on being in debt.
M: Yes, that’s true, for example, in North America and in Canada it’s a really common thing.
E: Yeah, it’s actually almost good to be in debt.
M: It’s more than good, it’s necessary to be in debt.
E: That’s right, unless you have… a history of being in debt and regularly paying off your debts, you can’t actually borrow money, you can’t get a mortgage, you can’t get a… a car loan, so you can buy a

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