Really? But that's still so much money. I just don't know if I'm really ready for this. It needs some work, and I can't afford to pay for a big mortgage and then pay to have some work done on it, too. Why don't we see what kind of a loan we can get? We could either put zero down or make a down payment of five percent, and then you could use your cash to fix it up. There are all kinds of ways you can get money to fix up a place without paying a whole lot out. But then I'd have to pay P.M.I., wouldn't I? That's true, but in today's market your equity will grow really fast. In a year or two when it's worth more you can refinance and get rid of the P.M.I. payments. http://vk.com/club70961925